Feed Starving Children According to the UN, eighteen thousand children die daily from hunger. Yes, in our world—every day, even today. Every 3.6 seconds, someone dies from hunger. Faced with such overwhelming figures, it's hard to know where to start and how to help. You want to do something, but you don't know how?  Email me at t3investing@gmail.com and I will get you the info you need to help these children and provide them with meals.

Direct Sales in the USA Today

Recently as you have probably noticed there has been a spate of excellent articles on the burgeoning direct selling industry. Being anti-cyclical, this shouldn’t come as a surprise as people everywhere are seeking alternative means of income.

“We’re recession-resistant in the sense that more people come to us during economic hard times for supplemental income or replacement of a lost job,” says Neil Offen, president of the Direct Selling Association, the trade group that represents the largest U.S. direct sales companies.

While 2008 industry figures aren’t yet available, “Anecdotally we’re hearing that recruitment is up and … unfortunately as the unemployment rate rises to 10% or higher, we’ll be picking up more people who need an income-earning opportunity.”

Click Here http://tinyurl.com/prknvz Now to read the complete article that just appeared as the lead story in the Money section of the USA Today.

Conspiracy of The Rich by Robert Kiyosaki

If you are an entrepreneur, want to be rich and live your dreams I highly recommend reading this book for free online. Hurry though, it will only be available to read for free online for a little while longer.

Chapter 9 – The Secret to Success: Sell | Conspiracy of the Rich: The 8 New Rules of Money

Source: conspiracyoftherich.com

Is the love of money the root of all evil? Or, is it the ignorance of money?What did you learn about money in school? Have you ever wondered why our school systems do not teach us much—if anything—about ...

When Will You Really Get it?

Are you satisfied with your situation in life?

  

Do you really want to work until your 65+?

What impact are you wanting to leave on the World?

What have you done today to inspire change?

Do you know any employee who is a Millionare?

How long will you make money for your boss and not Yourself?

Honestly, will you ever be able to take your Dream Vacations?

What do you love most about Yourself?

Number of US Homes in Some Stage of Foreclosure Soared 79 Percent

Number of US Homes in Some Stage of Foreclosure Soared 79 Percent in 2007 

TUESDAY, 1/29/08 5:01 A.M. EST 

By ALEX VEIGA, AP Business Writer 

 

 

LOS ANGELES (Associated Press) -- The number of U.S. homes that slipped into some 

stage of foreclosure in 2007 was 79 percent higher than in the previous year, a real estate 

tracking company said Tuesday. Many homeowners started to fall behind on mortgage 

payments in the last three months, setting the stage for more foreclosures this year. 

 

About 1.3 million homes received foreclosure-related warnings last year, up from 717,522 

in 2006, Irvine-based RealtyTrac Inc. said. Foreclosure filings rose 75 percent from the 

previous year to 2.2 million. More than 1 percent of all U.S. households were in some 

phase of the foreclosure process last year, up from about half a percent in 2006, 

RealtyTrac said. 

 

Nevada, Florida, Michigan and California posted the highest foreclosure rates, the 

company said. The filings included notices warning owners that they were in default, or 

that their home was slated for auction or for repossession by a bank. Some properties may 

have received more than one notice if the owners had multiple mortgages. 

 

A late-year surge in the number of properties reporting foreclosure filings suggests that 

many are in the initial stages of the foreclosure process and could end up lost to 

foreclosure this year unless lenders or the government steps in, RealtyTrac said. "It does 

appear that we're seeing a new batch of properties enter the process," said Rick Sharga, 

RealtyTrac's vice president of marketing. 

 

RealtyTrac is forecasting that the pace of foreclosure filings will remain steady, rather than 

accelerate during the first half of 2008. "Assuming nothing else bad happens economically 

... we will have exhausted the bulk of the worst-performing loans by the end of June," 

Sharga said, referring to adjustable-rate mortgage loans made to borrowers with poor 

credit. 

 

Many of these subprime loans defaulted last year, triggering a credit crisis and saddling 

major financial institutions with losses. More than 1.8 million subprime mortgages are 

scheduled to reset to higher interest rates this year and next. 

 

Last year's explosion in foreclosure activity came amid a worsening housing downturn, as 

falling home values ate into homeowners' equity, making it harder for many to refinance 

into more affordable loans or to find buyers. Those options had helped keep troubled 

homeowners from sliding into foreclosure. "We went from a sort of buying frenzy to a 

foreclosure frenzy in the last two years," Sharga said. 

 

Recent efforts by government and mortgage lenders to help homeowners at risk of falling 

seriously behind on mortgage payments have had a marginal impact on the U.S. 

foreclosure rate so far, Sharga added. 

 

In December alone, foreclosure filings soared 97 percent from the same month a year 

earlier to 215,749. It was the fifth consecutive month in which foreclosure filings topped 

more than 200,000, RealtyTrac said. In the fourth quarter, filings rose 86 percent from the 

prior-year quarter but only 1 percent from the third quarter. 

 

Nevada had the highest foreclosure rate in the nation last year, with 3.4 percent of its 

households receiving foreclosure filings. That was more than three times the national 

average, RealtyTrac said. The state had 66,316 filings on 34,417 properties in 2007, up 

more than 200 percent from 2006's total. 

 

Florida had more than 2 percent of its properties in some stage of foreclosure last year. 

The state reported 279,325 filings on 165,291 homes, more than twice the previous year's 

total. In Michigan, where job losses are pressuring many homeowners, 1.9 percent of all 

households received a foreclosure filing last year. In all, 136,205 filings were issued on 

87,210 properties, up 68 percent versus filings in 2006. California led the nation in total 

foreclosure filings and the number of homes in some stage of foreclosure last year. A total 

of 481,392 filings were issued on 249,513 properties, more than triple the number of 

filings in 2006, RealtyTrac said. 

 

In all, 1.9 percent of households in California received foreclosure filings. 

 

Many of the homes receiving foreclosure filings in the state were in the inland markets, 

where new construction and more affordable prices helped fuel a spike in sales toward the 

end of the housing boom. Other states in the 2007 foreclusure top 10 were Colorado, 

Ohio, Georgia, Arizona, Illinois and Indiana. 

 

On the Net: 

RealtyTrac Inc.: http://www.realtytrac.com 

 

Copyright 2008 The Associated Press. All rights reserved. This material may not be 

published, broadcast, rewritten or redistributed.